Peggy Kvernum Job Description: Agent LUTCF Life, Health and Disability     Contact Information   Work Phone: 605-716-8638     About Peggy Kvernum: Peggy Kvernum has been in the insurance industry since 1979 and with Western Dakota Insurors since 1994. Peg specializes in life, health and disability insurance for individuals and especially for employer groups. Peg obtained her LUTCF designation in 1982 The LUTCF designation is jointly conferred by the National Association of Insurance and Financial Advisors (NAIFA) and The American College. The LUTCF designation represents accomplishment and professionalism, helping life insurance professionals to establish strong and lasting client relationships. Since its inception, the LUTCF designation has been awarded to more than 63,000 individuals--including designees who earned it since the College assumed ownership of the designation curriculum from the Life Underwriters Training Council. Peggy has, also been extremely active in the National Association of Insurance and Financial Advisors Association (NAIFA) for many years on a state and local level.